Job Description - Dealer Credit Analyst (Spanish Bi-Lingual) (MER0003GS5) About Us: Who is Mercedes-Benz Financial Services?
Mercedes-Benz Financial Services, part of the global company Mercedes-Benz Mobility AG is the captive financing and mobility solutions company of the global luxury automobile manufacturer, Mercedes-Benz AG. We offer a comprehensive range of automotive financial and insurance products that make it easy for our customers to drive their dream Mercedes-Benz vehicle.
Why work at Mercedes-Benz Financial Services?
Working at Mercedes-Benz Financial Services is more than a job – it's an opportunity to join an innovative team where you are valued for your contributions. As an employee, you will experience career development in a positive, employee-centric environment. We're a global company that not only offers best-in-class products to our customers but also best-in-class benefits to our employees.
Job Overview:
Analyze the financial condition of automobile and/or bodybuilder dealerships and affiliated companies of the dealership entities in the U.S. and Mexico for the purpose of extending new lines of credit or continuing existing lines of credit. Analysis is accompanied by a recommendation to the appropriate level of credit authority.
Responsibilities: Prepare, analyze, and submit new credit requests, as well as file reviews, to the Dealer Credit Manager providing sound and reasoned explanations. (25%)Perform monthly reviews of dealership financial statements and make sound and reasoned recommendations to the Dealer Credit Manager based on guidelines established by Mercedes Benz and previous experience with the dealership. (25%)Make recommendations regarding subordination, guarantees, state legal requirements, UCC's and other forms or agreements which protect the interests of the company.Prepare and maintain dealer document files in accordance with established procedure. (10%)Provide daily service to DRM's/RFM's, Region Managers, dealer personnel, and documentation and financial statements. (10%)Review wholesale inventory and book audits and make recommendations to the Dealer Credit Manager on audit issues and exceptions. (10%)Communicate with Dealer personnel during all stages of the credit request and maintenance process including monthly financial statement reviews. (10%)Qualifications: Applicants must be legally authorized to work in the U.S. at the time of application. Relocation assistance will not be provided for this position. This position requires a minimum of 3 years of overall work experience. Preferred experience includes:
Accounting: 1 yearBusiness-General: 3 yearsFinance: 1 yearRisk Management: 1 yearEducation:
High School Diploma/(GED) is required, Bachelor's Degree is preferred. Recommended majors include:
AccountingBusiness AdministrationFinanceAdditional Knowledge: 3-5 years prior credit experience in a lending environment preferred.Candidate preferred to be proficient in Spanish.Experience in Wholesale Audit preferred.Candidate should have a fundamental accounting and finance knowledge.Experience in the following competencies preferred:Business Acumen and Organizational SavvyCustomer FocusFlexibility & Adapting to ChangeRelationship BuildingAttention to DetailProblem Solving & AnalysisTeamwork and CollaborationSkills: Analytical skillsAbility to collect data and establish facts and identify trends and variances.Corporate MainframeMicrosoft OfficeAdditional Skills: CRD, SFPW, SOPRA DM, Microsoft Edge, Microsoft Word and Excel, and GeoFence preferredCustomer FocusFlexibility & Adapting to ChangeRelationship BuildingAttention to DetailTeamwork and Collaboration.Recommended Prerequisites: Retail Credit Analyst; Wholesale Inventory Auditor
Posting Statement:
If you were not re-directed successfully after clicking the "Apply for this job" button, please click the following link to search and apply for the role on the local career portal: https://daimler.taleo.net/careersection/ex/jobsearch.ftl
Mercedes-Benz Financial Services offers competitive salary, performance-based bonuses and a full suite of benefits including 401(K) with match, generous vacation and personal time, a Mercedes-Benz car program as well as flexible work arrangements. EEO/Minorities/Females/Disabled/Vets OrganizationMercedes-Benz Financial Services USA LLC
Primary LocationUnited States of America-Texas-Fort Worth
Work Locations14372 Heritage Parkway 14372 Heritage Pkwy Fort Worth 76177
#J-18808-Ljbffr