Job Description - Fleet Credit Analyst (MER0003741)
Description
Fleet Credit Analyst Reports to: Manager, Credit Operations
Location: Mississauga, ON
Job Type: Full time, Salaried
Band: 91
Position Summary: The Fleet Credit Analyst is responsible for Mercedes-Benz Financial Services commercial retail and lease acquisitions for fleet customers. The candidate will maintain the integrity and accuracy of credit decisions, while remaining compliant with established global and local policies and procedures. The Fleet Credit Analyst will have the ability to establish and maintain positive relationships with the MBFS Sales Team and dealer network to assist with profitable growth of the portfolio.
Responsibilities: · Analyze the financial condition for fleet borrowers with MBFS requesting a line of credit.
· Decision credit requests up to approved limits of authority of $3MM 1-4 rated or $1.5MM 5+ rated.
· Perform timely reviews of Fleet borrowers.
· For credit files outside of limits of authority, present sound and reasoned recommendations to the appropriate approving authorities, such as Local, Local +RCM, and Executive Credit Committee.
· Establish and maintain positive relationships with the MBFS Sales Team and dealer network to assist with profitable growth of the portfolio. Participate in joint sales calls and customer/dealer visits, when necessary.
· Have a demonstrated understanding of all Fleet related legal documentation to remain compliant ensuring MBFS perfection, i.e.: UCC filings and Subordination Agreements.
· Remain compliant to Corporate and Local credit policies and procedures.
Qualifications
Education and Experience: · College or Undergraduate degree with focus in Business Administration, Finance, Economics, Accounting or Statistics is preferred.
· Minimum 3 years of experience required.
Technical Skills: · Must have a general Business understanding.
· Excellent verbal and written skills are required.
· Proficient PC knowledge required.
· Demonstrates organizational and time management skills.
· Ability to Integrate information from a variety of sources with varied levels of complexity.
· Ability to review, interpret and evaluate statistical information.
· Ability to build and maintain professional relationships.
Performance and Professional Skills: · Analytical Skills
· Problem Solving & Analysis
Corporate Culture: We offer customer and employee-focused culture in a fast paced, competitive, yet team-oriented environment.
Commitment to Equity: Mercedes-Benz Financial Services is committed to fostering an inclusive, equitable, and accessible environment where all employees and customers feel valued, respected, and supported.
Mercedes-Benz Financial Services Canada is committed to accommodating applicants with disabilities throughout the hiring process by providing accommodations for needs related to the grounds of the Ontario Human Rights Code, unless to do so would cause undue hardship, as defined by the Ontario Human Rights Commission's Policy on disability and the duty to accommodate.
If you require accommodation because of a disability, we will work with you to meet your needs. Applicants need to make their needs known in advance. Accommodations for applicants may be coordinated through the Human Resources Department via email .
Mercedes-Benz Financial Services Canada Corporation is an Employer committed to the principles of equity in employment. We thank all applicants; however only those selected for an interview will be contacted. Please visit our LinkedIn page for more information on our company at Mercedes-Benz Financial Services Canada Corporation. Organization
